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920 results matching your search
Date	Type	Description
101 21/01/2020	Article	REF 135 Technologies and Changes in the Financial Sector Cyber-Insurance: New Models to Quantify the Economic Impact of Digital Risks Free access Olivier LOPEZ Florence PICARD New risks arise from the digital transformation. With the increase of cyber threats, insurance contracts appear as fundamental tools to improve the resilience of society. While… JEL classification : G11 G22 O33
102 21/01/2020	Article	REF 135 Technologies and Changes in the Financial Sector Machine Learning and Data New Sources for Credit Scoring Free access Christophe HURLIN Christophe PÉRIGNON In this article, we discuss the contribution of machine learning techniques and new data sources (new data) to credit-risk modelling. Credit scoring was historically one of the… JEL classification : C10 C38 C55 G21 G29
103 21/01/2020	Article	REF 135 Technologies and Changes in the Financial Sector China at the Forefront of Payments Digitalization Free access Dominique TORRE Qing XU Digitalization of payment has rapidly generalized in China from its emergence in the early 2010 decade. Its uses applications available on smartphones, provided for the most by… JEL classification : E42 E44 G23
104 21/01/2020	Article	REF 135 Technologies and Changes in the Financial Sector The Impact of Fintech on the Structure of Banking Markets Free access Laurent WEILL The paper investigates how Fintech can influence the structure of banking markets. Fintech have several competitive advantages relative to traditional banks. They have lower costs… JEL classification : G21 L13 O33
105 21/01/2020	Article	REF 135 Technologies and Changes in the Financial Sector The Shadow Banking System: a Complement to Regular Financial Institutions? Evidence from International Data Free access Philippe MADIÈS Zeinab SAID Ollivier TARAMASCO Using a sample of 26 countries over the period 1990 to 2013, we empirically examine the correlation between the size of the shadow banking system and the size of traditional… JEL classification : G20 G21 G23 G24 G28
106 25/09/2019	Article	REF 134 The Mutual Finance Are Mutual Banks More Virtuous? The Case for Tax Fraud and Money Laundering Free access Rey DANG L'Hocine HOUANTI Éric VERNIER Mutual banks have incorporated a relatively simple principle in their creation: coming together natural and legal persons who together guarantee the loans granted individually to… JEL classification : G21 G28 K22 P13
107 25/09/2019	Article	REF 134 The Mutual Finance German Cooperative Banks: Structure, Governance and New Challenges Free access Eric MEYER Cooperative banking groups combine the advantages of a decentralised network of independent banks and a central organization that helps independent cooperative banks to realize… JEL classification : G21 G28 G32 L22 M14 M15 P13
108 25/09/2019	Article	REF 134 The Mutual Finance Why Is Mutuality a Modern and Efficient Form of Organisational Structure? Free access Nicolas THÉRY Mutuality emerged in the 19th century to fund and facilitate industrial and social revolution and contribute to the emancipation of the masses, and it remains just as relevant… JEL classification : G21 G32 L21 M14 P13
109 25/09/2019	Article	REF 134 The Mutual Finance French Mutual Banking Groups Ten Years After the Financial Crisis: Lessons and Observations Free access Jean-Noël ORY More than ten years ago, the so-called "sub-prime" crisis in the United States has turned into a global systemic crisis, which has destabilized the entire banking system. The… JEL classification : G01 G21 G32 M14 P13
110 25/09/2019	Article	REF 134 The Mutual Finance Cooperative Banks Values and CSR: a Lasting Change of Paradigm? Free access Charles DAUSSY Catherine KARYOTIS In the light of the financial crisis, we question the cooperative values to review the business model and the role of banks. To answer in the affirmative, it is necessary to… JEL classification : G21 G32 M14 P13
111 25/09/2019	Article	REF 134 The Mutual Finance Is There a Future for Insurance Mutual or Paritary Organisations? Free access François-Xavier ALBOUY Non for profit insurance companies as mutual organisations or “paritary” organisations managed by workers and employers unions is often referred as the cornerstone of the European… JEL classification : G22 G28 L21 M14 P13
112 25/09/2019	Article	REF 134 The Mutual Finance Mutual Insurance Companies: Major Long Term Investors Free access Paul ESMEIN The specific model of mutual insurance companies lead them to carrying a long term investment policy which contributes significantly to the financing of companies and to the… JEL classification : G11 G22 G28 G31 G32 P13
113 25/09/2019	Article	REF 134 The Mutual Finance Specialized and/or Regional Insurance Actors: What Strategies? Free access Vincent BOYER The financial strategies of insurance companies reflect their investment policy and the coverage of their insurance liabilities. In an high concentration environment where… JEL classification : G22 G28 G32 L21 P13
114 25/09/2019	Article	REF 134 The Mutual Finance A Comparative Analysis of the Business Leaders Compensation in the Major French Mutual and Non Mutual Banking Groups Free access Hodonou DANNON Éric VERNIER The objective of this study is to analyze comparatively the remunerations of the leaders of the six major French banking groups. The results indicate that the legal status… JEL classification : G21 G32 M12 P13
115 25/09/2019	Article	REF 134 The Mutual Finance The Mutual Model Has the Assets to Reconcile Performance and Better Common Free access Pascal DEMURGER This article recalls the specificities of mutual insurers and the reasons for their success, which is largely due to a very strong customer culture deployed within the framework… JEL classification : G22 G32 M14 P13
116 25/09/2019	Article	REF 134 The Mutual Finance The European Priorities for the Mutual Insurers Free access Grzegorz BUCZKOWSKI European mutual/cooperative insurers benefit consumers, businesses and wider society through their focus on providing value to their members/policyholders rather than to external… JEL classification : F36 G22 G28 P13
117 25/09/2019	Article	REF 134 The Mutual Finance Governance in French Cooperative Banks: a Member-Centered Approach Free access Nadine RICHEZ-BATTESTI Cooperative banks have reinvested their democratic governance since the early 2000s. In particular, they have developed strategies aimed at their members in order to increase… JEL classification : G11 G21 G32 L21 M14 P13
118 25/09/2019	Article	REF 134 The Mutual Finance Asset Management Serving Mutual Ambitions Free access Jean-Pierre GRIMAUD In an environment marked by radical changes; asset management companies must be able to provide mutual insurers with asset management and related services that are both efficient… JEL classification : G23 M14 P13
119 25/09/2019	Article	REF 134 The Mutual Finance The Meaning of Being Mutual Free access Jean-Louis BANCEL Financial cooperatives, especially in the banking and insurance sector, represent a significant market share in Europe. These companies were created, to provide solutions… JEL classification : G20 G32 L21 M14 N02 P13
120 25/09/2019	Article	REF 134 The Mutual Finance Professional Pension Funds: European Issues Free access Jean-Paul SIEGEL Pension systems in Europe tend to be organised with a three pillar framework: a first pillar of « pay-as-you-go » universal pensions universal; a second pillar of pension funds… JEL classification : G23 J14 P13