The New Players of Finance

Hubert DE VAUPLANE * Avocat au barreau de Paris, Sciences Po (Paris). Contact : hubert.devauplane@sciencespo.fr.

Along with many others industries finance is facing the entrance of new comers, new retail channels, new consumers behaviours and new business models. If every actor in finance is concerned, banking in its most traditional activities such as loans, deposits, and payment is the most hit because of the setting of new regulations and the arrival of FinTechs companies. Banks still have numerous advantages to face this new environment but have nonetheless to rethink completely their operating models.