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M. Xavier COGNAT

Directeur des affaires institutionnelles
BNP Paribas Cardif

Professional experience

Since 12/2012: BNP Paribas Cardif (30 B€ premiums; 1,9 B€ result b. tax)

(Since 09/2017) BNP Paribas Cardif - Director for Institutional Affairs (10 people):

• Representative to institutional bodies (governmental, elected representatives, supervisors) at national, European and international level (company active in 35 countries worldwide)

• Cardif representative in the Personal Insurance Committee of the French Insurance Federation, and Chairman of the Personal Insurance Ethical Committee

• Responsible for prudential standards

• Responsible for the IDD (insurance distribution directive) implementation in France and for monitoring the implementation in 19 European Union countries


(10/2014-08/2017) BNP Paribas Cardif France (11 B€ premiums; 500 M€ result b. tax): Chief Financial Officer (10 people) - member of Executive Committee

(12/2012-10/2014) BNP Paribas Cardif - Director for Public Affairs (2 people):

2008-2012: French Insurance Federation (FFA)

Head of reinsurance European and international affairs department (4 people)

Head of Brussels office (since July 2009)

2004-2007: French ministry of finance – Treasury

Head of insurance companies and intermediaries division (11 people)

2001-2004: French ministry of finance – Treasury

Deputy head of Housing financing and general interest activities division



Collège des ingénieurs (1996-1997)

Ecole Nationale des Ponts et Chaussées (1994-1996)

Ecole Polytechnique (1991-1994)